Clatsop Health & Life Insurance Agency had its inception in 1991 when Freddy Sennhauser started Sennhauser & Knutsen Financial Services. Arno Michaelis, a CLU (Chartered Life Underwriter) with 24 years experience in the insurance industry, began working for Freddy as an independent agent in 1994. Arno purchased the agency in 2003, changing the name to Knutsen Financial Services. Shortly after, Cheryl Lockett and Arno’s Son, Zach Michaelis, came aboard as independent agents.

Zach purchased the agency from his Father in July of 2011. To better reflect the product lines offered and avoid further confusion with their neighbors at Knutsen Insurance, Zach changed the name to Clatsop Health & Life Insurance Agency on May 1, 2012. The agency has been operating out of the same office at 960 Commercial Street, Astoria Oregon, since 1991.